Compare
Axiomis Pay vs NOWPayments
Both let you accept crypto with an API, a hosted page and plugins. The difference is what happens to the money: NOWPayments is a processor with hundreds of coins, conversion and payouts; Axiomis Pay does stablecoins only and never holds your funds.
Side by side
| Axiomis Pay | NOWPayments | |
|---|---|---|
| Where the money goes | Straight to your wallet: payment addresses either forward only to it or come from your own xpub | Depends on the setup: payouts to your wallet, or balances held on the platform (custody product) |
| What you accept | USDT and USDC: TRON and BNB Chain; Base, Arbitrum, Polygon and TON rolling out | 350+ coins, per their site |
| Pricing | Free during the pilot, then a flat monthly plan by volume plus sweep gas at cost | A percentage of each payment, plus conversion if you use it — see their pricing page |
| Conversion to other coins or fiat | No: you get exactly the stablecoin the customer sent | Yes |
| Matching payments | A fresh address per invoice; underpaid, overpaid, late and wrong-coin payments handled explicitly | Address per payment, statuses in the dashboard |
| Code | SDK open (Apache-2.0); adapters, signer and contract (Apache-2.0) and server (FSL) open after the contract audit | Closed |
| Integrations | API, Node.js SDK, payment links, WooCommerce, WHMCS, Telegram bot, MCP for AI agents | API, many e-commerce plugins, POS, donations |
Choose NOWPayments if
- you want customers to pay in Bitcoin, Ethereum and long-tail coins, not just stablecoins;
- you need automatic conversion to one coin or to fiat;
- you prefer a percentage fee over a monthly plan at low volume.
Choose Axiomis Pay if
- your customers already pay in USDT or USDC and you want to keep stablecoins;
- you do not want a third party to hold your revenue or to be able to freeze a payout;
- your volume makes a percentage fee expensive: at $50k a month, 1% is $500 against a $99 plan.
Facts about NOWPayments are from nowpayments.io as of October 2026; check their site for current fees and terms. Spotted a mistake? Write to us and we will fix it.